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Cost of Attendance

The estimated cost of attendance (COA) represents those expenses an average student might incur for their education and living expenses during a school year.

The estimated cost of attendance that we have developed is important because it represents the maximum amount a student can receive in financial aid.

As you review the cost of attendance, we STRONGLY encourage students to determine their own cost of attendance when determining the amount of loan funding they might need to apply for. Students can apply for additional loan funding throughout the school year so being as conservative as possible and NOT borrowing the maximum loan funding available is the best approach to funding your education.

UTHSC utilizes the College Board's moderate living expense allowance in helping to determine the amount of living expense funding to provide to students.

We encourage all students not to borrow loan funding up to their estimated cost of attendance. Instead we encourage students to create their own budget to help them determine their living expenses and if necessary the amount in loan funding needed to meet those expenses.

The financial aid code entered on the Free Application for Federal Student Aid (FAFSA) is 006725 for UTHSC in Memphis. Financial aid is not awarded through UTK. Please use the UTHSC code when completing the FAFSA.


One of the largest expenses a student incurs is their housing costs. Therefore students should spend some time reviewing/comparing their housing options.

Tuition Discounts and/or Waivers

We also encourage students to determine if they are eligible for any tuition discounts and/or waivers as well as determine if they are eligible for in-state residency as this can directly reduce the cost of their education.

In-state Residency Application Guidelines

The In-state Residency Application Guidelines is intended to clarify the current rules used by the UTHSC to make residency decisions, as well as providing instructions related to all aspects of the residency appeal process.

Professional Judgement Appeal

A student can submit a Professional Judgement Appeal Form to request an increase in their cost of attendance. However, only those appeals where the additional/increased expense was unavoidable, directly helps the student obtain their degree, and is reasonable, are considered.

Feb 14, 2024